Monday
Oct122009
SAVINGSACE my a$$
Monday, October 12, 2009 at 10:27AM
Since I've been using mint.com, I've been carefully monitoring my transactions, and today I noticed several charges of 14.95 each from SAVEACE and SAVINGSACE. I have no idea what this place is or what the charges are for, so I turned to google. Looks like this happens to a lot of people, and SAVINGSACE is somehow connected to mylife.com. Another place I have never heard of.
So I called my bank, and I'm submitting fraudulent charge disputes for every transaction I found. I also got a number for SAVINGSACE, and I called to find out how I got signed up for this and how to cancel. They asked for my member ID and email connected with the account, and I was like yo, I have no idea, I didn't even sign up for this shit! They were able to look me up via the number of the card being charged (erroneously!), and their records show that I signed up back in February after accepting an online offer that came with a $25 WalMart gift card.
A) No I didn't.
B) I never give my card number online except for purchases from secure sites.
C) I don't even shop at WalMart, why would I want a gift card?
D) I definitely never got a $25 WalMart gift card.
E) I think I've been the victim of identity theft!
I can't think of any other explanation. At first I thought maybe, by some mistake, I signed up for something awhile ago that was somehow connected to this, but when I heard about the gift card business, I knew it wasn't me. I canceled my "membership" with them, so the charges should cease, but if you multiply $14.95 by 9 (Feb-Oct), that's $134.55 that I spent on absolutely nothing. If there's one thing I've learned from mint.com, it's that I definitely don't money to spend on nothing.
I hope my bank can resolve this for me. But in the meantime, a warning to you all. Look for charges from SAVEACE or SAVINGSACE on your account. I had no idea they were there, and it's been happening since February. Bad adult, Shannon, bad!
So I called my bank, and I'm submitting fraudulent charge disputes for every transaction I found. I also got a number for SAVINGSACE, and I called to find out how I got signed up for this and how to cancel. They asked for my member ID and email connected with the account, and I was like yo, I have no idea, I didn't even sign up for this shit! They were able to look me up via the number of the card being charged (erroneously!), and their records show that I signed up back in February after accepting an online offer that came with a $25 WalMart gift card.
A) No I didn't.
B) I never give my card number online except for purchases from secure sites.
C) I don't even shop at WalMart, why would I want a gift card?
D) I definitely never got a $25 WalMart gift card.
E) I think I've been the victim of identity theft!
I can't think of any other explanation. At first I thought maybe, by some mistake, I signed up for something awhile ago that was somehow connected to this, but when I heard about the gift card business, I knew it wasn't me. I canceled my "membership" with them, so the charges should cease, but if you multiply $14.95 by 9 (Feb-Oct), that's $134.55 that I spent on absolutely nothing. If there's one thing I've learned from mint.com, it's that I definitely don't money to spend on nothing.
I hope my bank can resolve this for me. But in the meantime, a warning to you all. Look for charges from SAVEACE or SAVINGSACE on your account. I had no idea they were there, and it's been happening since February. Bad adult, Shannon, bad!
in So Annoyed
So Annoyed
Reader Comments (7)
Not cool! Though I have to say, if I were going to go through all the trouble of stealing someone's identity, I like to think that I'd do something more interesting than sign then up for stupid non-porn based websites. (I would def sign you up for porn, though. Merry Christmas.)
Very scary! That's exactly why I comb through my online spending every so often. Last week, I caught a business that charged me twice. I'm sure that accident wouldn't have been cleared up if I had never said anything!
You had me so scared that I just went through my whole online bank record thing. No crazy charges but A) that's scary and B) how would someone steal your identity and get your bank info? I don't like it at all.
Are you taking the proper steps and closing down that debit card and possibly your checking account? If you bank didn't suggest that I would do it.
I'll be thinking of you every time I call disputes at work. I hope your bank can dispute all of them for you. There's a rule that Mastercard and Visa don't have to handle something that is over 120 days old. We never really follow that rule. It's is less than a year we'll dispute it for you.
Good Luck!
That's horrible! I had that happen to me once involving a paypal situation. It's so ridiculous.
MonsteRawr's response made me laugh out loud. Porn is definitely the give that keeps on giving.
Seriously though - that sucks! At least you finally caught it. Better late than never!
Dear MonsteRawr,
Thanks a lot. Now I have to return the Christmas gift I bought and think of something else to get for Shannon.
-G